The so-what, every earnings sheet
53 earnings reports so far, newest first. Street estimate vs what the company reported, and the one line that changes the story. Every number sourced.
American ExpressQ3 · Oct 23
Adj. EPS Street $4.47 · Actual $4.68 Beat
Revenue $20.06B vs $20.13B est
Est.: ZacksSo what
Annual card fees brought in 16% more than a year ago.
See the sheet →LKQQ3 prelim. · Oct 23
Adj. EPS Street $0.69 · Actual $0.47–0.53 Miss
Revenue $3.32B vs $3.38B est
Est.: ZacksSo what
Like-for-like sales in Europe fell 9.8% from a year ago.
See the sheet →BlackstoneQ3 · Oct 22
DE/share Street $1.26 · Actual $1.32 Beat
Segment revenue $3.22B vs $3.12B est
Est.: ZacksSo what
Net realizations fell 34% from a year ago.
See the sheet →Bloom EnergyQ3 · Oct 22
Adj. EPS Street $0.71 · Actual $0.94 Beat
Revenue $1.24B vs $1.07B est
Est.: ZacksSo what
Sales of its power systems rose 179% from a year ago.
See the sheet →Deckers BrandsFQ2 · Oct 22
EPS Street $1.82 · Actual $2.31 Beat
Net sales $1.48B vs $1.51B est
Est.: ZacksSo what
Sales outside the US grew 9.0% in the quarter.
See the sheet →NewmontQ3 · Oct 22
Adj. EPS Street $1.96 · Actual $2.20 Beat
Sales $6.36B vs $6.01B est
Est.: ZacksSo what
Newmont's total cost to mine an ounce of gold was $1,454.
See the sheet →Western DigitalFQ1 · Oct 22
Adj. EPS Street $4.07 · Actual $4.64 Beat
Revenue $4.38B vs $4.16B est
Est.: ZacksSo what
Unsold inventory climbed to $1.78B in one quarter.
See the sheet →AT&TQ3 · Oct 21
Adj. EPS Street $0.61 · Actual $0.65 Beat
Revenue $32.32B vs $31.68B est
Est.: ZacksSo what
AT&T raised its 2026 adjusted EPS outlook to $2.40.
See the sheet →Thermo FisherQ3 · Oct 21
Adj. EPS Street $6.40 · Actual $6.68 Beat
Revenue $12.14B vs $11.91B est
Est.: ZacksSo what
Thermo Fisher earned $4.64 in GAAP EPS in Q3.
See the sheet →DanaherQ3 · Oct 21
Adj. EPS Street $1.92 · Actual $2.11 Beat
Revenue $6.6B vs $6.55B est
Est.: ZacksSo what
Danaher generated $1.6B of free cash flow in Q3.
See the sheet →AbbottQ3 · Oct 21
Adj. EPS Street $1.42 · Actual $1.42 In line
Sales $13.01B vs $12.91B est
Est.: ZacksSo what
Diagnostics sales rose 46.7% with Exact Sciences added.
See the sheet →NextEra EnergyQ3 · Oct 21
Adj. EPS Street $1.19 · Actual $1.24 Beat
Est.: ZacksSo what
NextEra's backlog reached 36.7 GW.
See the sheet →Elevance HealthQ3 · Oct 21
Adj. EPS Street $4.66 · Actual $6.99 Beat
Operating revenue $50.4B vs $48.60B est
Est.: ZacksSo what
Elevance reported a non operating benefit worth $1.85 of EPS in Q3.
See the sheet →Philip MorrisQ3 · Oct 21
Adj. EPS Street $2.31 · Actual $2.36 Beat
Net revenue $11.44B vs $11.42B est
Est.: ZacksSo what
Smoke free products made up over 40% of net revenue.
See the sheet →CME GroupQ3 · Oct 21
Adj. EPS Street $2.98 · Actual $3.02 Beat
Revenue $1.737B vs $1.71B est
Est.: ZacksSo what
Market data revenue hit a record $243M.
See the sheet →Moody'sQ3 · Oct 21
Adj. EPS Street $4.25 · Actual $4.14 Miss
Revenue $2.02B vs $2.06B est
Est.: ZacksSo what
Moody's raised its 2026 junk default forecast to near 3.8%.
See the sheet →IBMQ3 · Oct 21
Operating EPS Street $2.88 · Actual $2.95 Beat
Revenue $17.10B vs $16.87B est
Est.: ZacksSo what
Red Hat revenue grew 11% from a year ago.
See the sheet →TeslaQ3 · Oct 21
Adj. EPS Street $0.45 · Actual $0.48 Beat
Revenue $28.05B vs $27.78B est
Est.: ZacksSo what
Active FSD subscriptions reached 1.74M, up from a year ago.
See the sheet →Texas InstrumentsQ3 · Oct 21
EPS Street $2.40 · Actual $2.62 Beat
Revenue $6.06B vs $5.93B est
Est.: ZacksSo what
Analog revenue rose 32% from a year ago, leading the quarter.
See the sheet →Lam ResearchSep qtr · Oct 21
Adj. EPS Street $2.17 · Actual $2.20 Beat
Revenue $8.22B vs $8.14B est
Est.: ZacksSo what
China still made up 35% of Lam's revenue.
See the sheet →CSXQ3 · Oct 21
EPS Street $0.52 · Actual $0.57 Beat
Revenue $4.02B vs $3.96B est
Est.: ZacksSo what
Fuel costs rose $170M from a year ago.
See the sheet →3MQ3 · Oct 20
Adj. EPS (new basis) Street $2.41 · Actual $2.50 Beat
Adj. sales $6.6B vs $6.60B est
Est.: ZacksSo what
Strip out the adjustments and organic sales grew just 0.2%, so the adjusted gain did the lifting.
See the sheet →General MotorsQ3 · Oct 20
Adj. EPS Street $3.55 · Actual $3.70 Beat
Revenue $50.0B vs $48.21B est
Est.: ZacksSo what
GM sold fewer cars in the US, yet its North America margin rose to 8.7%.
See the sheet →GE AerospaceQ3 · Oct 20
Adj. EPS Street $2.02 · Actual $2.25 Beat
Adj. revenue $13.3B vs $12.65B est
Est.: ZacksSo what
Orders ran well ahead of sales, with total orders up 49%.
See the sheet →Northrop GrummanQ3 · Oct 20
EPS Street $7.22 · Actual $7.89 Beat
Sales $11.12B vs $11.06B est
Est.: ZacksSo what
New awards outpaced sales, with book-to-bill at 1.5x, helped by Sentinel.
See the sheet →RTXQ3 · Oct 20
Adj. EPS Street $1.78 · Actual $2.26 Beat
Sales $25.0B vs $24.01B est
Est.: ZacksSo what
Part of the beat came from tariff cost recovery, worth $0.25 of adjusted EPS.
See the sheet →EquifaxQ3 · Oct 20
Adj. EPS Street $2.19 · Actual $2.26 Beat
Revenue $1.69B vs $1.69B est
Est.: ZacksSo what
Equifax topped all nine EPS estimates, then cut its 2026 revenue guide to a $6.661B midpoint.
See the sheet →NetflixQ3 · Oct 20
EPS Street $0.82 · Actual $0.87 Beat
Est.: ZacksSo what
Netflix lowered its 2026 ad revenue goal to about $2.7B.
See the sheet →Intuitive SurgicalQ3 · Oct 20
Adj. EPS Street $2.61 · Actual $3.00 Beat
Revenue $3.05B vs $2.88B est
Est.: ZacksSo what
GAAP EPS was $1.49, lower than a year ago.
See the sheet →SpaceXQ3 · Oct 20
EPS Street $0.11 · Actual $0.35 Beat
Revenue $14.58B vs $12.59B est
Est.: ZacksSo what
SpaceX spent $19.6B on capital projects in Q3, most of it in SI.
See the sheet →United AirlinesQ3 · Oct 20
Adj. EPS Street $2.60 · Actual $2.54 Miss
Revenue $17.88B vs $17.91B est
Est.: ZacksSo what
United's fuel expense was up 62% in Q3.
See the sheet →Capital OneQ3 · Oct 20
Adj. EPS Street $5.45 · Actual $6.69 Beat
Revenue $16.34B vs $16.11B est
Est.: ZacksSo what
Card charge offs dropped to 3.98% in Q3, down from Q2.
See the sheet →Cleveland-CliffsQ3 · Oct 19
Adj. EPS Street $0.24 · Actual $0.28 Beat
Revenue $5.61B vs $5.58B est
Est.: ZacksSo what
Cliffs beat its own ~$575M EBITDA guide by $37M and guided Q4 higher, to about $715M.
See the sheet →PNC FinancialQ3 · Oct 15
Adj. EPS Street $4.97 · Actual $5.09 Beat
Revenue $6.56B vs $6.60B est
Est.: ZacksSo what
Cost cuts, not revenue growth, carried the quarter, with expenses down 8% from last quarter.
See the sheet →U.S. BancorpQ3 · Oct 15
EPS Street $1.32 · Actual $1.34 Beat
Revenue $7.97B vs $8.01B est
Est.: ZacksSo what
Fees became the growth engine, with capital markets revenue up 69% after adding BTIG.
See the sheet →AlcoaQ3 · Oct 15
Adj. EPS Street $1.65 · Actual $1.82 Beat
Revenue $3.70B vs $3.61B est
Est.: ZacksSo what
Alcoa swung from a loss a year ago to a profit as its aluminum fetched 34% more per ton.
See the sheet →Interactive BrokersQ3 · Oct 15
Adj. EPS Street $0.67 · Actual $0.67 In line
Adj. revenue $1.87B vs $1.84B est
Est.: ZacksSo what
Interest, not trading commissions, now drives the business, bringing in 60% of revenue.
See the sheet →Bank of AmericaQ3 · Oct 14
EPS Street $1.11 · Actual $0.91 Miss
Revenue $30.0B vs $30.62B est
Est.: ZacksSo what
A one-time settlement drove most of the miss, while net interest income still rose 8%.
See the sheet →BlackRockQ3 · Oct 14
Adj. EPS Street $14.01 · Actual $15.93 Beat
Revenue $7.75B vs $7.45B est
Est.: ZacksSo what
Profit beat forecasts, and clients added $205B in new money during the quarter.
See the sheet →Morgan StanleyQ3 · Oct 14
EPS Street $2.83 · Actual $3.03 Beat
Revenue $20.3B vs $19.74B est
Est.: ZacksSo what
Profit beat forecasts as wealth clients brought in a record $232B in new assets.
See the sheet →State StreetQ3 · Oct 14
EPS Street $3.65 · Actual $3.69 Beat
Revenue $4.00B vs $4.04B est
Est.: ZacksSo what
Profit edged past forecasts, but revenue of $4.0B came in just under the estimate.
See the sheet →FastenalQ3 · Oct 14
EPS Street $0.34 · Actual $0.35 Beat
Revenue $2.46B vs $2.49B est
Est.: ZacksSo what
Profit beat by a cent, but revenue still came in just under forecasts at $2.46B.
See the sheet →ProgressiveQ3 · Oct 14
EPS Street $4.46 · Actual $4.37 Miss
Est.: ZacksSo what
Insurance margins widened, but a $170M investment loss pulled profit below forecasts.
See the sheet →JPMorgan ChaseQ3 · Oct 13
EPS Street $5.94 · Actual $5.75 Miss
Revenue $50.91B vs $52.21B est
Est.: ZacksSo what
Equity trading jumped 49%, but revenue missed by $1.3B and credit costs hit $2.7B.
See the sheet →UnitedHealth GroupQ3 · Oct 13
Adj. EPS Street $4.12 · Actual $4.69 Beat
Revenue $112.69B vs $111.38B est
Est.: ZacksSo what
Profit beat forecasts while membership kept shrinking, down 935,000 seniors since last year.
See the sheet →Johnson & JohnsonQ3 · Oct 13
Adj. EPS Street $2.53 · Actual $2.59 Beat
Revenue $25.4B vs $25.44B est
Est.: ZacksSo what
Adjusted profit beat, but a talc settlement charge cut reported profit to 9 cents a share.
See the sheet →CitigroupQ3 · Oct 13
EPS Street $2.66 · Actual $2.85 Beat
Revenue $23.85B vs $23.66B est
Est.: ZacksSo what
The beat came from steady fee businesses, with services revenue up 15%, not one-off trading.
See the sheet →Goldman SachsQ3 · Oct 13
EPS Street $12.90 · Actual $17.01 Beat
Revenue $18.68B vs $16.87B est
Est.: ZacksSo what
Stock trading carried the quarter: equities revenue jumped 72% to $6.44B.
See the sheet →Wells FargoQ3 · Oct 13
EPS Street $1.85 · Actual $1.87 Beat
Revenue $21.87B vs $22.15B est
Est.: ZacksSo what
The small beat leaned on a $170M one-time tax benefit while revenue fell short of forecasts.
See the sheet →Delta Air LinesQ3 · Oct 9
Adj. EPS Street $1.80 · Actual $1.72 Miss
Est.: ZacksSo what
Adjusted profit missed forecasts, and reported profit fell 47% as fuel costs climbed.
See the sheet →Levi Strauss & Co.Q3 FY26 · Oct 7
Adj. EPS Street $0.36 · Actual $0.48 Beat
Revenue $1.61B vs $1.615B est
Est.: ZacksSo what
Profit beat forecasts, but strip out the tariff refund and it was about 37 cents a share.
See the sheet →Constellation BrandsQ2 FY27 · Oct 7
Comparable EPS Street $3.62 · Actual $3.74 Beat
Revenue $2.63B vs $2.57B est
Est.: ZacksSo what
Profit beat forecasts, but beer sold to retailers still slipped 0.6% during a World Cup summer.
See the sheet →NikeQ1 FY27 · Oct 2
EPS Street $0.43 · Actual $0.48 Beat
Est.: ZacksSo what
The yearly outlook fell far short, and Greater China sales dropped 26% last quarter.
See the sheet →